Russell has been a highly qualified financial adviser from the late 1990s to 2026, specialising in all aspects of financial planning, investments, insurance and pensions.

From July 2026, due to the success and growth of the business, Russell expanded his partnership with his licensee HNW Planning and established RW Family Wealth.

This affiliation introduces HNW’s adviser arm, Life’s Nett, which provides a team of advisers, administrators and information technicians to allow Russell to focus on the relational, outcome and operational aspects of RW Family Wealth, while Life’s Nett team of advisers provide the regulated written advice component.

Russell has had a long and strong working relationship with HNW for many years.

This partnership expands on that relationship giving Russell and RW Family Wealth access to Life’s Nett expanded team and services that includes SMSF Administration, Personal Insurances and Mortgages. Life’s Nett is the regulated entity licensed by HNW Planning.

RW Family Wealth Pty Ltd is a joint venture between Russell Wadey’s Insight Family Wealth Consultants Pty Ltd and HNW Group Holdings Pty Ltd to own business goodwill. Regulated activity is provided by advisers sub-authorised by Life’s Nett Pty Ltd (ASIC 1293632). Life’s Nett Pty Ltd is a corporate representative of HNW Planning Pty Ltd (AFSL and ACL 225216). Revenue sourced from RW Family Wealth Pty Ltd’s goodwill, net of fees paid to HNW Planning for its licensing services, is paid to RW Family Wealth Pty Ltd. RW Family Wealth Pty Ltd then meets operational costs including support staff, rent, and associate remuneration. If there are distributable profits, such profits may be retained and re-invested in the business, or alternatively dividends may be paid to shareholders.